Legal Disclaimer

Commitment to Privacy

Howland Capital strives to build a lasting relationship with our clients. We make every effort to maintain the highest level of trust and confidentialty. We do not sell or disclose nonpublic personal information, unless required by law.

Privacy Statement

We collect nonpublic personal information about you from the information we receive from you on applications and other forms and from your transactions with us. Any nonpublic personal information about you is not disclosed to non-affiliated third parties, except in compliance with or as required by law. In connection with servicing your account, your information may be shared with certain non-affiliated services providers, such as transfer agents and custodians or other service companies. In order to service your account and effect your transactions it may be necessary for us to disclose all of the information that we collect, as described above.

Access to your nonpublic personal information is restricted to employees, who need to know that information, to provide products or services to you, which may include all of our employees. All employees are provided with a copy of this privacy policy that he or she must read, sign and agree to follow. In compliance with federal standards, we maintain the security of your nonpublic personal information through physical, electronic and procedural safeguards.

The policies and practices described above apply to all accounts and we will adhere to them for both current and former clients.

Terms of Use

Your access and use of this website signifies that you understand and agree to be bound to these Terms and Conditions of Use (these: "Terms"). If you do not consent to be bound by, or abide by these Terms, do not access this website.

These Terms form a binding contract between Howland Capital Management LLC ("Howland Capital," "we," "us," or "our") and you, the user ("you" or "your").

This website is intended for the personal, non-commercial use by our clients and prospective clients and is intended only for clients or prospective clients residing in the United States.

Modification of Terms and Conditions of Use

Howland Capital owns and operates this website. We reserve the right, in our sole discretion, to change, modify, add, or remove portions of these Terms at any time. Because the Terms may change at any time we suggest that you check these Terms for changes.

Intellectual Property

Howland Capital is the copyright owner of the content which may contain: software, text, graphics, charts, information, images, reports, presentations and any other content on this website. Any and all information or content is protected by United States and international copyright laws and treaties. The information, materials and other content of this website may not be copied, distributed, displayed, downloaded, modified, published, licensed, reposted, reused, reproduced or in any other way used without the express written consent of Howland Capital. Howland Capital reserves all rights and will enforce such rights to the full extent permissible by law.

Linked Websites

Howland Capital is in no way responsible for the content of any website, owned or operated by a third party in any way linked by a third party or Howland Capital. We are not responsible for the content, accuracy, wholeness, appropriateness, suitability, or dependability of any linked websites. Any use of third party websites is at your own risk. Howland Capital does not recommend or endorse any product or service being provided by such websites.

You may not link to this website from any sites that could constitute or encourage conduct that would give rise to civil or criminal liability or otherwise violate any law or regulation.

No Recommendations or Professional Advice

This website is not intended to provide legal, financial, investment or tax related advice. This website does not constitute any offer or recommendation by Howland Capital to sell, buy, gift, or in any way transfer any security or service. Howland Capital does not represent, that any products, securities or services included in the content of this website, is applicable or suitable any particular investor. This website and its content does not represent an offer to sell or a solicitation of any kind.

Timeliness and Warranty of Content

Howland Capital does not guarantee the content of this website to be accurate. We make every effort to update content in an effort to remain accurate. The information, materials and content are provided "as is" and "as available" with no express or implied warranty of any kind. We do not provide any warranty of any kind against infringement, title, merchantability, fitness or computer viruses.

Limitation of Liability

Under no condition shall Howland Capital be liable for damages, losses, or any liabilities or losses, including, direct, indirect, incidental, consequential in connection with the use of this website. Howland Capital is not liable for any interruption, defect, delay, error, omission, failure, even if Howland Capital is advised.

Indemnification

You agree to indemnify and hold harmless Howland Capital for any or all claims, losses, liability, costs and expenses, arising from your use of this website or from your deliberate or accidental violation of these Terms.

Governing Law

These Terms will be governed by the laws of the Commonwealth of Massachusetts without regard to any conflict of law principles, regardless of whether you reside in Massachusetts or transact business with Howland Capital in Massachusetts or elsewhere. If you take legal action relating to these Terms, you agree to file such action in a court located in Massachusetts.

Severability

If any portion of these Terms is deemed unlawful, void or invalid, the provision will be deleted from these Terms and will not affect or alter the remaining provisions of these Terms.

Expertise

Registration with The U.S. Securities and Exchange Commission or any other regulatory agency, does not imply or create an understanding, that any adviser or employee of Howland Capital is an expert, or has any level of skill or training, that would distinguish such employee.