Insights

After a busy few weeks of haggling, headlines, and holdouts, Congress delivered a sweeping piece of legislation for President Trump’s signature prior to a self-imposed July 4th deadline. Nearing a thousand pages, the law has major implications for taxes, healthcare, government social programs, defense, and immigration. Parsing through the messy politics and into the policy details is key to understanding how you may be affected, and if so, how we can best plan for the changes together.

This spring, Howland Capital was proud to support Art in Bloom, the Museum of Fine Arts’ annual celebration of art and nature. This cherished event brings together the talents of New England garden clubs, professional designers, and museum floral volunteers, who craft intricate arrangements inspired by masterpieces from the MFA's vast collection.

Transform summer earnings into a valuable financial foundation. Explore how a custodial Roth IRA can help your child build long-term savings, while learning personal finance knowledge from an early age.

Charitable giving has the potential to drive meaningful change, foster strong communities and generate social impact. As the world witnesses a massive generational shift in wealth, known as the "Great Wealth Transfer," this potential feels more catalytic than ever. Over the next 25 years, trillions of dollars are expected to pass into the hands of younger generations, particularly millennials and Gen Z, profoundly transforming the landscape of philanthropy.

Impersonators are using WhatsApp to pose as adviser personnel, urging clients to make financial moves like buying or selling securities. This WhatsApp scam is a fraudulent tactic designed to deceive and exploit. 

Estate planning can feel like an overwhelming task, but careful preparation offers a powerful way to ensure your legacy, plan for your loved ones, and manage tax liabilities. With 2025 well underway, it’s particularly important to focus on estate planning now, as potential changes to tax laws could have a significant impact on your plans. Whether you’re new to estate planning or revisiting your strategy, understanding the key elements is essential.

It’s been a turbulent few weeks in the market. People are asking questions about what’s going on, and rightly so.

Reaching adulthood is a major milestone. It comes with new freedom and opportunities, as well as responsibilities. This guide is intended to highlight some of financial and legal steps to consider as you step into this new phase of life.

If you are a parent or grandparent, securing your child’s or grandchild's future after high school is undoubtedly a priority, and saving for further education and training is a crucial first step. Enter the 529 plan – a beacon of strategic savings that combines investment potential with tax benefits.

When deciding between a human financial adviser and a robo-adviser, understanding the unique value each brings to the table is crucial. While robo-advisers offer affordability and convenience, human financial advisers provide personalized guidance that technology alone cannot replicate.