Insights

Read the latest news and guidance from Howland Capital.

Economic & Market Commentary

Research Q2 2025

Our Investment Committee remains diligently focused on researching the companies held in client portfolios and searching for attractive new investment ideas. Over the last twelve months, the Investment Committee has met with over 30 companies across 9 different sectors (see list below) to discuss key topics such as industry trends, competitive positioning, financial stability, and much more.

Company News

Congratulations to Sam Ober!

We are pleased to announce the promotion of Sam Ober to Portfolio Manager at Howland Capital. Sam joined our firm in 2020 as an intern with the Investment Team, quickly showcasing his commitment to excellence and his aptitude for rigorous financial analysis. As an analyst, he has conducted investment research spanning multiple sectors and asset classes, with a particular emphasis on equities. He continues to add value through his diligence and keen ability to identify new investment opportunities.

Company News

Congratulations to Faisal Butt!

We are pleased to announce that Faisal Butt, CFA, FRM, has been named a partner at Howland Capital. Faisal joined Howland Capital in 2022. His joining the partnership acknowledges his contributions to our portfolio management process through his expertise in fundamental analysis, company management evaluation and risk management. Faisal plays an important role as mentor to younger employees, and his work continues to bring considerable value to both our clients and our firm.

Economic & Market Commentary

Fixed Income Q2 2025

We believe the Fed will cut rates this year. They are likely to start slowly with a quarter percentage point cut, bringing the policy rate closer to 4%, and will likely guide the market to expect at least one additional cut later this year.

Economic & Market Commentary

Equities Q2 2025

One of Wall Street’s oldest axioms, “markets hate uncertainty,” seemingly did not apply in the second quarter, as the equity market brushed aside tariff questions, an increased likelihood of inflation, the prospects of perilously high national debt, and U.S. involvement in various wars.

Economic & Market Commentary

Economy Q2 2025

The first quarter saw the U.S. economy decline at an annualized pace of 0.5%; however, this was primarily due to a sharp increase in imports – a negative contributor to GDP – as companies stockpiled inventory ahead of tariffs. Despite this being the first contraction in three years, key indicators remained intact.

Taxing Matters

Big Bill, Big Changes: What’s Inside the New Tax & Spending Bill

After a busy few weeks of haggling, headlines, and holdouts, Congress delivered a sweeping piece of legislation for President Trump’s signature prior to a self-imposed July 4th deadline. Nearing a thousand pages, the law has major implications for taxes, healthcare, government social programs, defense, and immigration. Parsing through the messy politics and into the policy details is key to understanding how you may be affected, and if so, how we can best plan for the changes together.

Giving Back

Floral Art Meets History: Our Role in Art in Bloom

This spring, Howland Capital was proud to support Art in Bloom, the Museum of Fine Arts’ annual celebration of art and nature. This cherished event brings together the talents of New England garden clubs, professional designers, and museum floral volunteers, who craft intricate arrangements inspired by masterpieces from the MFA's vast collection.

Giving Back

Howland Capital Supports SquashBusters’ $1.5MM Milestone

We are honored to have been a sponsor for the 19th annual SquashBusters Derby. The event not only brought together 80 program students, alumni, and supporters for a weekend full of spirited competition and camaraderie, but the event also achieved an impressive milestone by raising over $1.5 million to support their mission.

Planning & Guidance

From Pop Tarts to Prosperity: A Young Saver’s Summer Adventure with a Roth IRA

Transform summer earnings into a valuable financial foundation. Explore how a custodial Roth IRA can help your child build long-term savings, while learning personal finance knowledge from an early age.

Planning & Guidance

Redefining Philanthropy in the Age of the Great Wealth Transfer

Charitable giving has the potential to drive meaningful change, foster strong communities and generate social impact. As the world witnesses a massive generational shift in wealth, known as the "Great Wealth Transfer," this potential feels more catalytic than ever. Over the next 25 years, trillions of dollars are expected to pass into the hands of younger generations, particularly millennials and Gen Z, profoundly transforming the landscape of philanthropy.

Planning & Guidance

Protect Yourself from WhatsApp And Other Online Scams

Impersonators are using WhatsApp to pose as adviser personnel, urging clients to make financial moves like buying or selling securities. This WhatsApp scam is a fraudulent tactic designed to deceive and exploit.

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