Insights

Late last year, the Federal Reserve sparked investor enthusiasm for aggressive policy easing in 2024 after it signaled that rates are at their cycle peak. Since then, mixed economic data have challenged investors’ outlook for rate cuts and added to uncertainty about the path of rates this year.

Throughout the first quarter of 2024, U.S. equity investors found themselves in an ideal market environment. Numerous, positive dynamics propelled stocks higher.

Despite numerous challenges in 2023, the U.S. economy defied widespread predictions of recession. Instead, growth moderated to a still-strong 3.2% pace in the fourth quarter while inflation continued to fall towards the Fed’s 2% target.

We have always focused on providing the highest level of service through our investment, administrative, and tax advisory/prep teams, whose foremost objective is to be a dependable partner and fiduciary. We have continued building out our senior leaders' ranks to effectively manage our existing clients and prudently resource our future growth.

The approach of tax season brings with it the need for meticulous preparation, particularly for individuals with diverse investment portfolios and multiple income streams. At Howland Capital, our expertise lies in assisting clients to navigate this complex period with ease.

As we enter the new year, we highlight key IRS inflation-adjustment changes for 2024. Here is what you need to know: The IRS has released inflation adjustments for over 60 tax provisions for the 2024 tax year.

If ever there was a reminder to avoid market timing and stay invested in accordance with one’s long-term goals, 2023 was it! Twelve months ago, few, if any, investors predicted such significant gains for stocks in 2023.

Following a difficult year in 2022, the bond market rebounded in 2023. As the year progressed, the Fed finally paused its aggressive rate hiking campaign and appears set to ease in the year ahead.

The U.S. economy proved resilient in 2023, defying predictions of a contraction. Despite the sharp rise in interest rates during the year, growth accelerated to 5.2% (annualized) in the third quarter, ahead of expectations for 4.9% growth, while inflation fell closer to the Fed’s long-term 2% target.

“Set it and forget it” does not mean completely forget it. If you have been meaning to do something about your 401(k) from your old job, you are not alone. Over the span of an entire career, people change jobs more than you might think.