“Set it and forget it” does not mean completely forget it. If you have been meaning to do something about your 401(k) from your old job, you are not alone. Over the span of an entire career, people change jobs more than you might think.

This time of year can prompt us to think about how we can give back to our communities. With requests on “Giving Tuesday” and end-of-year appeals from worthy nonprofit organizations, we know it’s tough to decide how to make the most of your charitable giving.

Estate planning is a process involving the guidance and counsel of professional advisers who are familiar with your goals, your assets, and your family structure. In this article are the documents that make up a typical estate plan and some general information on each.

We take pride in recognizing and honoring the invaluable contributions of our team members. Join us in congratulating Wanda Doles on her 10-year anniversary with our firm.

We are pleased to announce the recent appointment of our very own Maureen Quigley, Partner, Portfolio Manager, and Chief Compliance Officer, to the Investment Adviser Association Board of Governors (IAA).

We are pleased to announce the return of our summer hours! Howland Capital will close at 1:00 pm on Fridays from Memorial Day through Labor Day. This effort is to promote a healthy work/life balance for our hardworking team.

After a strong sell-off in 2022, bonds now offer much higher returns.  We see limited downside risk in short- and intermediate-term bonds, as the bias towards rates is now to the downside.

Inflation, although high, is gradually coming down, measured on a year-over-year basis. The Fed has signaled that short-term interest rates might have reached their peak but are likely to remain elevated for an extended period.

The economy proved resilient in the recent quarter, despite the effects of rising interest rates implemented by the Federal Reserve. The Fed is trying to orchestrate a “soft landing” by bringing inflation under control without triggering a recession.