Charitable giving is a personal and powerful act that can transform the lives of those in need. Beyond your personal wealth and legacy, there's a vast world of charitable giving strategies that can elevate your philanthropy to the next level. In this exploration, we unpack the concept of Donor-Advised Funds (DAFs) and dissect why they've become a popular philanthropic strategy.

A common thought among many individuals is to add one or more children or other family members to the individual’s various accounts to make the disposition of the accounts seamless at their death. While this works in theory, it can often add more complications than benefits. We note the following considerations before adding anyone to an account.

The approach of tax season brings with it the need for meticulous preparation, particularly for individuals with diverse investment portfolios and multiple income streams. At Howland Capital, our expertise lies in assisting clients to navigate this complex period with ease.

After nearly two decades at Howland Capital, we celebrate the career and contributions of Gardner Jackson as he moves into retirement. Since joining our firm in 2005, Gardner has been an invaluable member of our team, recognized for his thoughtful approach to investment management and his dedication to serving high-net-worth individuals, professionals, and athletes.

We are delighted to announce that Howland Capital has been recognized by the Boston Business Journal as one of Massachusetts's Largest Independent Investment Advisers.* This acknowledgment highlights our steadfast dedication to delivering exceptional service to our clients.

We are delighted to formally introduce Richard Kutia as the newest member of the Howland Capital team, where he will serve as our Chief Fiduciary Officer. Richard brings a wealth of estate planning and trust expertise and a steadfast commitment to excellence.

At its highly anticipated September meeting, the Federal Reserve opted to kick off its rate cutting cycle with a 0.50% cut. They continued this path with a 0.25% cut in December, bringing the target rate to a range of 4.25% to 4.50%.

It’s a New Year, the market just pulled an all-nighter, and the punch bowl is still half full. The stock market finished 2024 at both a celebratory and precarious spot. Investors have many reasons to cheer following the S&P 500 Index’s second year in a row of returns exceeding 20%. The last time this happened was in the late 1990s.

Despite considerable uncertainty surrounding the U.S. election, monetary policy, and geopolitical factors, 2024 proved to be a year of resiliency for the economy. Consumer spending remained strong, buoyed by a rising stock market, falling interest rates, and a healthy labor market