Have you made a plan for your money this year and beyond? At any stage of life, you can establish financial goals to suit your particular situation. Taking the time now to evaluate your personal finances and set tangible, measurable goals for your money is a strong way to prepare for a secure financial future—whether that is 3 years from now or 30 years from now.

When it comes to investing, innovation and disruption are nothing new. Every so often, something shakes up traditional markets in unexpected ways. Enter meme stocks: a phenomenon that has captivated both seasoned investors and newcomers alike. But what exactly are meme stocks, and why have they gained such popularity?

Transform summer earnings into a valuable financial foundation. Explore how a custodial Roth IRA can help your child build long-term savings, while learning personal finance knowledge from an early age.

For over 50 years, Howland Capital has been building lasting relationships with our clients and demonstrating  our commitment to serving as a trusted partner in our clients’ financial lives. We are grateful for the confidence our clients place in us and proud of the collaborative effort that drives our firm forward.

We are pleased to announce the promotion of Sam Ober to Portfolio Manager at Howland Capital. Sam joined our firm in 2020 as an intern with the Investment Team, quickly showcasing his commitment to excellence and his aptitude for rigorous financial analysis. As an analyst, he has conducted investment research spanning multiple sectors and asset classes, with a particular emphasis on equities. He continues to add value through his diligence and keen ability to identify new investment opportunities.

We are pleased to announce that Faisal Butt, CFA, FRM, has been named a partner at Howland Capital. Faisal joined Howland Capital in 2022.  His joining the partnership acknowledges his contributions to our portfolio management process through his expertise in fundamental analysis, company management evaluation and risk management. Faisal plays an important role as mentor to younger employees, and his work continues to bring considerable value to both our clients and our firm.

Our Investment Committee remains diligently focused on researching the companies held in client portfolios and searching for attractive new investment ideas. Over the last twelve months, the Investment Committee has met with over 30 companies across 9 different sectors (see list below) to discuss key topics such as industry trends, competitive positioning, financial stability, and much more.

We believe the Fed will cut rates this year.  They are likely to start slowly with a quarter percentage point cut, bringing the policy rate closer to 4%, and will likely guide the market to expect at least one additional cut later this year. 

One of Wall Street’s oldest axioms, “markets hate uncertainty,” seemingly did not apply in the second quarter, as the equity market brushed aside tariff questions, an increased likelihood of inflation, the prospects of perilously high national debt, and U.S. involvement in various wars.