Insights

College degree? Check. New job? Check. Now, prepare for a new financial life—and make your money work for you—with our top financial tips for college grads.

Cybersecurity is important and more relevant than ever. As our time online has increased significantly over the last 2+ years, more of your data is being shared. We are sharing our tips for preventing your personal data from falling into the wrong hands.

There are a few new rules to know about IRAs and retirement savings in 2022; get the details to plan ahead.

In state tax news, Massachusetts filers may be eligible for a refund based on their 2021 tax filing. Chapter 62F is a general law that requires the Mass. Department of Revenue to issue a refund to taxpayers if total tax revenues in a given fiscal year exceed an annual cap tied to wage and salary growth in the Commonwealth.

As the Fed pushes up interest rates and other central banks around the world follow, yields on fixed income continue to climb. This is welcome news for savers, as returns on cash and short maturity bonds are up significantly this year.

Global equity market performance continued to deteriorate in the third quarter. U.S. equities, as measured by the S&P 500 Index, returned -4.9% in the quarter, including dividends.

Sudden wealth can change your life for the better, but only if you’re prepared. See our advice for hiring a team of experts, avoiding common pitfalls, and more.

Our new website is the hub for everything Howland Capital online. Our new layout and navigation will guide you to exactly what information you are looking for.