Insights Archive - Page 3 of 13

Planning & Guidance

What Happens to Your 401(k) After Leaving Your Job?

“Set it and forget it” does not mean completely forget it. If you have been meaning to do something about your 401(k) from your old job, you are not alone. Over the span of an entire career, people change jobs more than you might think.

Giving Back

Howland Capital & Cradles to Crayons Combat Clothing Insecurity

More than two-thirds of our team recently dedicated a morning to volunteering at the national organization Cradles to Crayons. The mission that drives Cradles to Crayons is simple and profound: to end Clothing Insecurity.

Taxing Matters

Clarifications on the Massachusetts Estate Tax Amendments

On October 4, 2023, Massachusetts Governor, Maura Healey, enacted comprehensive tax legislation that will modify a wide range of Massachusetts tax laws, including those related to estate tax.

Planning & Guidance

Navigating Year-End Giving: Making the Most of Your Charitable Contributions

This time of year can prompt us to think about how we can give back to our communities. With requests on “Giving Tuesday” and end-of-year appeals from worthy nonprofit organizations, we know it’s tough to decide how to make the most of your charitable giving.

Company News

Celebrating Wanda Doles

We take pride in recognizing and honoring the invaluable contributions of our team members. Join us in congratulating Wanda Doles on her 10-year anniversary with our firm.

Taxing Matters

Massachusetts Millionaires Tax In 2023

Significant changes are coming for Bay State taxpayers in 2023 with the implementation of the “millionaire’s tax” and the long-awaited deduction for charitable contributions.

Economic & Market Commentary

Fixed Income Q3 2023

After a strong sell-off in 2022, bonds now offer much higher returns. We see limited downside risk in short- and intermediate-term bonds, as the bias towards rates is now to the downside.

Economic & Market Commentary

Equities Q3 2023

Inflation, although high, is gradually coming down, measured on a year-over-year basis. The Fed has signaled that short-term interest rates might have reached their peak but are likely to remain elevated for an extended period.

Economic & Market Commentary

Economy Q3 2023

The economy proved resilient in the recent quarter, despite the effects of rising interest rates implemented by the Federal Reserve. The Fed is trying to orchestrate a “soft landing” by bringing inflation under control without triggering a recession.

Planning & Guidance

Navigating Estate Planning

Estate planning is a process involving the guidance and counsel of professional advisers who are familiar with your goals, your assets, and your family structure. In this article are the documents that make up a typical estate plan and some general information on each.

Diversity, Equity, and Inclusion

UNCF’s Impactful Partnership with Howland Capital

The UNCF Lighted Pathways Program, backed by Howland Capital Management, offers students the opportunity to gain valuable finance industry experience. Luz Perez-Arias, a Fordham University rising junior, showcased the program's commitment through her summer internship at Howland Capital, embodying our mission to cultivate a diverse and inclusive future within finance.

Taxing Matters

The Inflation Reduction Act (IRA) & What You Should Know

In August 2022, President Joe Biden signed into law the Inflation Reduction Act (IRA), which includes tax incentives you may be able to take advantage of as they relate to energy efficient home improvements and the purchase of electric vehicles.